Tokio Marine Term Assure (II)

TM Term Assure (II)
Base on your preference, TM Term Assure (II) with Total Permanent Disability and Critical Illness Accelerator Rider is recommended due to the following reasons:

1. Offer one of the lowest premium for the required sum assured
2. Provides coverage against Death, Total and Permanent Disability(TPD), Terminal Illness (TI) and Critical Illness.
3. Guaranteed Conversion Privilege allows you to convert your plan into a regular premium whole life or endowment plan, up to the coverage amount of your policy. (If you opted for a 5 or 10years cover)
4. Guaranteed Renewal Privilege allows you to renew your coverage term without any medical underwriting, even after your original coverage term has ended.
5. Guaranteed Insurability for Additional Insurance allows you to increase your coverage in line with growing responsibilities at important life milestones:
   • Marriage or divorce
   • Parenthood (newborn or legally adopted child)
   • Graduation from tertiary education
   • Property purchase

Note: There is no surrender value for this plan and critical illness premium is not guaranteed.

The above is merely a summary of the plans offered. You are advised to read the policy contract for the full list of exclusions. The precise terms and conditions of the plan are set out in the policy contract. Waiting Period and Free Look Period were explained to you. All Pre-existing conditions are not covered unless agreed by the insurer.