HSBC Life Shield Plan A with Enhanced Care Rider
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TEA ENG PENG
HSBC Life Shield Plan A allows you to stay in standard private A ward in the private hospital. This is a medical insurance plan that helps you manage the cost of your medical, surgical and hospitalisation need by reimbursing you for your medical expenses, depending on the amount of coverage you have chosen and subject to the limits of compensation as stated in the Benefits Schedule.
With HSBC Life Enhanced Care (rider using cash to pay), you pay the reduced deductible and co-insurance of AXA Enhanced Care, instead of the Deductible and Co-insurance of the HSBC Life Shield policy. A Co-payment Cap will be applied during the policy year for treatments sought from HSBC Life Panel of Specialists or from Restructured hospital. Please refer to Product Summary for more details on this.
The above is merely a summary of the plans offered. You are advised to read the policy contract for the full list of exclusions. The precise terms and conditions of the plan are set out in the policy contract. Waiting Period and Free Look Period were explained to you. All Pre-existing conditions are not covered unless agreed by the insurer.
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TEA ENG PENG
HSBC Life Shield Plan A allows you to stay in standard private A ward in the private hospital. This is a medical insurance plan that helps you manage the cost of your medical, surgical and hospitalisation need by reimbursing you for your medical expenses, depending on the amount of coverage you have chosen and subject to the limits of compensation as stated in the Benefits Schedule.
With HSBC Life Enhanced Care (rider using cash to pay), you pay the reduced deductible and co-insurance of AXA Enhanced Care, instead of the Deductible and Co-insurance of the HSBC Life Shield policy. A Co-payment Cap will be applied during the policy year for treatments sought from HSBC Life Panel of Specialists or from Restructured hospital. Please refer to Product Summary for more details on this.
The above is merely a summary of the plans offered. You are advised to read the policy contract for the full list of exclusions. The precise terms and conditions of the plan are set out in the policy contract. Waiting Period and Free Look Period were explained to you. All Pre-existing conditions are not covered unless agreed by the insurer.