AIA Star Protector Plus with Child Critical Illness Rider

AIA Star Protector Plus with Child Critical Illness Rider

AIA Star Protector Plus is a personal accident insurance plan for kids that offers affordable worldwide accident and health cover for your child. It provides protection against accidental injuries and burns, as well as coverage for 16 common diseases, giving them the confidence to explore life to the fullest.

COVERAGE FOR COMMON ILLNESSES

• If your child falls sick, you will want fast, quality treatment without worrying about costs. AIA Star Protector Plus reimburses the cost of treating 16 common diseases, including hand, foot & mouth disease, dengue fever and food poisoning.

DOUBLE PAYOUT

• Receive a double payout if your child is disabled or suffered burns due to an accident that happened at school, on public or private transport, or as a pedestrian on the road.

CASH TO HELP COPE WITH CATASTROPHIC DISABILITIES

• If a catastrophic disability should happen, the plan will provide a monthly cash payout for up to 20 years to help alleviate the financial strain.

HELP WITH EDUCATION IF YOU’RE NO LONGER AROUND

• If you pass away due to an accident before the age of 75, the plan will waive the premium until your child reaches his or her 21st birthday. The plan will also help with your child’s education by providing a cash payout. You can be assured that your child will be taken care of even after you are gone.

CHILD CRITICAL ILLNESSES BENEFIT IS A CHOICE TO ADD ON

Covers 17 child critical illnesses, up to the policy anniversary after your child turns 21. You also have the option to convert this benefit to a whole life or endowment plan when your child enters adulthood.

General Note: There are certain conditions whereby no benefits will be payable. Waiting period and deferment period are applicable before the benefits will be payable. You are advised to read the policy contract for details.

1. Conversion privilege is applicable to standard lives only.
2. Catastrophic Disability refers to: a) Coma b) Paralysis c) Loss of or the irrevocable total loss of use of 2 limbs d) Irrevocable total loss of sight of both eyes e) Loss of or the irrevocable total loss of use of 1 limb and irrevocable total loss of sight of 1 eye