AIA HealthShield Gold Max with VitalHealth Rider

AIA HealthShield Gold Max with VitalHealth Rider

AIA HealthShield Gold Max is a MediSave-approved Integrated Shield Plan that offers holistic healthcare solutions that take you from diagnosis to recovery including exclusive partnerships with WhiteCoat telemedicine, AIA Quality Healthcare Partner (AQHP) Specialists and Medix Personal Case Management provides you with a complete healthcare solution for greater protection.

AIA HealthShiled Gold Max also provides these benefits:

No Waiting Period for Congenital Abnormalities Benefit.

• If new born is accepted as standard life, there will be no waiting period to claim congenital abnormalities benefit if found out subsequently and not known since birth.

LONG PRE- AND POST- HOSPITALISATION COVERAGE

• You can get up to 13 months of pre- and post-hospitalisation benefit with AIA HealthShield Gold Max A when you seek treatment with AQHP specialists or in public hospitals.

Note:
Waiting period applies for the following benefits. It starts from the policy date, the last
reinstatement date or the start date of plan upgrade, whichever is the latest.

• 10 months waiting period for Pregnancy Complications Benefit. Please refer to the product summary for the full list of 26 pregnancy complications covered.
• 10 months waiting period for Congenital Abnormalities Benefit. Eligible expenses incurred during the first 24 months from date of birth of the child will be reimbursed.
• 24 months waiting period for Living Donor Organ Transplant Benefit. The date the recipient of the organ is first diagnosed with organ failure must be after the waiting period.

AIA Max VitalHealth is an optional add-on that enhances your AIA HealthShield Gold Max to help keep your out-of-pocket expenses to the minimum. If you are treated at any of AIA AQHP specialists or in a public hospital, your cash outlay is capped at S$3,000 per policy year.

AIA Max VitalHealth also provides these benefits:

• First-in-market early detection screening benefit from age 40 onwards
• Immediate family members’ accommodation benefit
• Post hospitalisation home nursing benefit
• Post-hospitalisation alternative medicine for cancer and stroke benefit
• Emergency and Outpatient Care Booster optional add-on for AIA Max VitalHealth A

Note:
If treated / admitted by non AQHP:
(1) there is no cap on your out-of-pocket expenses;
(2) for AIA Max VitalHealth A, AIA will only cover the co-insurance as incurred under AIA HealthShield Gold Max, up to S$5,000 per policy year.