Email Template (New Loan)

Congratulations on your first step towards your new property!

Here are some of the documents required for AIP or New Residential Loan Application:

( x ) Signed Application Form
( x ) Signed declaration form
( x ) Photocopy of I/C of all borrowers (Front & Back)
( x ) HDB Statement - Flat Details
( x ) Option To Purchase (OTP) if Available (Required later)
( x ) CPF Statement showing OA balance if CPF had been used
( x ) Valuation Report if available

Financial Commitments Proof (If Any)
( x ) Credit Card facilities : Latest credit card statements
( x ) Car Loans: Hire Purchase agreement / Loan Statement / GIRO deduction
( x ) Personal line of credit: Latest statement
( x ) Other financial commitment: Letter of Offer / Latest Statement

Fixed Income Earner
( x ) Latest Notice of Tax Assessment
( x ) 12 months CPF Contribution History
( x ) Latest 3 month payslip / consistent salary crediting

Variable income earner (haircut of 30% to apply)
( x ) Latest 2 years Notice of Tax Assessment
( x ) 12 months CPF Contribution History
( x ) Latest 12 month payslip / consistent salary crediting

Fixed and Variable income earner
( x ) Latest year Notice of Tax Assessment
( x ) 12 months CPF Contribution History
( x ) Latest 12 month payslip / consistent salary crediting

Credit bureau report (Optional)
( x ) Credit bureau report of all applicants (http://www.creditbureau.com.sg/)

INSTRUCTIONS (Step by step guide)
Steps to retrieve CPF Balance Statement
Go to www.cpf.gov.sg
Log in via SingPass
Click on my statements
It should show your balance in OA, SA and MA
Print or save to PDF

Steps to retrieve IRAS Income Tax Notice Of Assessment (NOA)
Go to www.iras.gov.sg
Log in to my tax portal via Singpass
Click on Correspondence & Notices
Click on Letters/Notices under Individual Income Tax

Steps to Retrieve IRAS Property Tax Information
Go to http://www.iras.gov.sg
Log in to my tax portal via Singpass
Click on Other PT-eServices
Click on View Account Summary

Steps to retrieve HDB Statement
Go to www.hdb.gov.sg
Log in via SingPass
Click on my flat
Click on flat details/financial info
Print out the relevant statement / Save to PDF

Steps to retrieve Latest 12 months CPF Contribution Statement
Go to www.cpf.gov.sg
Log in via SingPass
Click on my statements
For Contribution Statement, under Section B, select Contribution History
Statement should show Employer Name
Select the latest 12 months period and click proceed
Print out the relevant statement or save to PDF

Steps to retrieve CPF Property Withdrawal Statement
Go to www.cpf.gov.sg
Log in via SingPass
Click on My Statements
Click on Property

Please email me all the required documents when you have compiled them.

Thanks & Regards,

TEA ENG PENG ChFC, AEPP, SAMP
Financial Advisory Director (MAS Rep No. TEP100069931)
m. (65) 9061 2456 | t. (65) 6222 1889 | f. (65) 6222 1019 | w. http://www.fa.com.sg/teaengpeng

FINANCIAL ALLIANCE PTE LTD (Co. Reg. No 199307144W)
150 Beach Road, #12-01/08, Gateway West, Singapore 189720

Disclaimer:
The above is provided to you for information only and does not have any regard to your specific investment objectives, financial situation or any of your particular needs. Buying a life insurance policy is a long-term commitment. An early termination of the policy involves high costs and the surrender value payable may be less than the total premiums paid. You may wish to seek advice from a financial adviser before making a commitment to purchase any of the products. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.

CONFIDENTIALITY NOTICE
The information in this email and any attachments is confidential and intended solely for the use of the individual(s) to whom it is addressed or otherwise directed. If you are not a named addressee or otherwise an intended recipient you are requested to immediately notify the sender and to delete this email and all attachments from your system.